For the most part, my folks were great planners. They had a plan for everything. If we took a trip, they had a plan. During the holidays they had a plan. It seems that for any occasion they had a plan.
Like most kids, I followed the example my folks set as I grew through adolescence into adulthood. Have a plan and follow it. You can always adjust, but you must start with a plan.
I watched my parents struggle with aging bereft of a “plan.” Slowly, they became less capable of managing their own affairs, making rational decisions, providing basic care for themselves.
My folks taught me from their unspoken example. Finish the plan and deal with the inevitable now while there is time. For this I am grateful and am resolved to avoid falling into the same deception that snared them.
There’s more to growing old than acquiring long term care insurance. There are real issues each person must contend with. Questions present the beginning of a checklist.